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GlowHorizon

Privacy Policy

Last updated: 2024. 02. 01

We respect the confidentiality of Personal Data (as described below) and the privacy of individuals and are committed to complying with applicable data protection laws, including the European Union (“EU”) General Data Protection Regulation (“GDPR”) where applicable. Please read this Policy so that you know and understand the purposes for which we collect, use and disclose your Personal Data.



This Privacy Policy (“Policy”) describes how we manage the Personal Data we hold. The Policy applies to all departments and business units across Fandom Global Pte Ltd (“Fandom”) and/or its related corporations and affiliates (“Fandom Group,” “we,” “us,” or “our”) collectively or singularly as the context requires.
This Policy supplements but does not supersede nor replace any other consents you may have previously provided to us in respect of your Personal Data, and your consents herein are additional to any rights which any member of the Fandom Group may have at law to collect, use or disclose your Personal Data.
This Policy does not affect any rights which we may have at law in connection with the collection, use, or disclosure of your Personal Data. For the avoidance of doubt, to the maximum extent permitted under applicable law, nothing in this Policy establishes any joint and several liability on the part of the Fandom Group members.

1. Your Personal Data

1.1. “Personal Data” refers to any data or information about you from which you can be identified either (a) from that data alone; or (b) from that data combined with other information. Examples of such Personal Data which you may provide us include (depending on the nature of your interaction with us):
a) your name, photo identification, passport number or other identification numbers, telephone number(s), mailing address, email address, and any other information relating to you that you have provided us in any form you may have submitted to us or in other forms of interaction with you; b) information about your use of our websites and services, including cookies, IP addresses, subscription account details, and membership details; c) sensory Information that you may provide during the course of registration or while navigating through our platform (including our websites and apps); d) your trading activity, order activity, deposits, withdrawals, account balances, and other activity performed on our platform (including our websites and apps); e) your employment history, educational background, and income levels; and f) your payment-related information, such as your bank account or credit card information, your credit history, and your digital token wallet addresses. 1.2. In respect of our activities in the EU, Personal Data shall also include personal data revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership, and the processing of genetic data, biometric data for the purpose of uniquely identifying a natural person, data concerning health or data concerning a natural person's sex life or sexual orientation, criminal convictions and offenses, and other information defined as personal data under GDPR such as internet protocol addresses and cookie identifiers (insofar as such information is capable of identifying individuals either directly or indirectly).

2. Collection of Personal Data

2.1. Generally, we collect your Personal Data in the following ways:
a) when you submit forms (online and/or offline), information or feedback relating to any of our products or services, or submit any online queries;
b) when you register for an account to use any of our services on our platform (including websites or apps owned or operated by us);
c) when you interact with our customer service officers or any of our staff, for example, via face-to-face meetings, telephone calls, letters, online forms (such as any “Contact Us” forms on our websites), web chat, social media platforms, and emails;
d) when you use or purchase our services or products (including any transaction data generated from such use);
e) when you request that we contact you;
f) when you respond to our request for additional Personal Data;
g) when you ask to be included in an email or other mailing list;
h) when you respond to our promotions and other initiatives;
i) when you respond to our market surveys;
j) when you submit a job application or a scholarship application;
k) when you submit your Personal Data to us for any other reason;
l) when you browse our website or app, where we can automatically collect internet identifiers like IP addresses and domain names, usage data, and device information such as operating system and browser, geolocation cookies, etc.;
m) information from other sources, such as (1) transaction data (e.g., public blockchain data), and (2) if your Personal Data is listed on a blockchain, Fandom may compare it and match your public digital asset address to other Personal Data. As such, Fandom may be able to identify you from a blockchain transaction and (3) financial information, such as bank account information, routing number, credit card number, debit card number, and (4) additional Information, at our discretion, to comply with legal obligations. We may monitor or record phone calls and customer-facing interactions for quality assurance, employee training and performance evaluation, identity verification purposes, feedback, respond to your queries and requests, and resolve complaints and other related purposes. Such monitoring or recording will be in accordance with applicable law.


2.2. If you provide the Personal Data of a third party to us, you represent and warrant that the collection, use, and disclosure of that Personal Data to us, as well as the further processing of that Personal Data by us for the purposes set out below, is lawful.


2.3. In respect of our activities in the EU, Fandom is the ultimate primary data controller for the processing of Personal Data.

3. Use and Disclosure of Personal Data

3.1. In general, we will, subject to applicable law, use and disclose your Personal Data for the following purposes:
a) provide you with the products or services that have been requested;
b) help us review, develop, improve, manage the delivery of and – to the extent this requires the use of Personal Data – enhance our products and services, including analyzing future customer needs, conducting market research, customer satisfaction surveys, and data analytics, for example, to enable us to understand and determine customer location, preferences and demographics (which does not involve automated profiling or result in automated decision-making activity which is regulated under the GDPR);
c) communicate with you and respond to your queries, requests, and complaints;
d) provide ongoing information about our products and services which may be of interest to you;
e) handle disputes and conduct and facilitate investigations and proceedings;
f) protect and enforce our contractual and legal rights and obligations (including repayment obligations) and for credit and internal risk management;
g) prevent, detect, and investigate crime, including fraud and money laundering, and to analyze and manage other commercial risks;
h) manage our infrastructure and facilitate business operations (including but not limited to billing, customer service, and customer verification) and comply with internal policies and procedures;
i) facilitate business asset transactions (which may extend to any merger, acquisition, or asset sale) involving any Fandom Group entity; and
j) comply with any applicable rules, laws and regulations, codes of practice or guidelines, or assist in law enforcement and investigations by relevant authorities.


3.2. Generally, we process your Personal Data for one or more of the specific purposes identified in this Policy based on your consent obtained. Where GDPR applies, the legal basis for our processing of your Personal Data could also be that it is necessary for the legitimate interests pursued by us or a third party which is described in paragraphs 3.5 and 3.6 of this Policy. These legitimate interests include providing services to you where you are our client, managing the relationship between you and us, and facilitating internal business purposes and administrative purposes. In some cases, the provision and processing of your Personal Data may be a statutory and/or contractual requirement or may be necessary in order to perform any contract you have agreed with us or perform services that you have requested.


3.3. In addition, we may use and disclose your Personal Data for the following purposes:
a) undertaking KYC/AML checks and carrying out any whitelisting process;
b) verifying particulars and data provided;
c) providing you with goods and services that you have requested for;
d) communicate with you of changes and development to our policies, terms and conditions, and other administrative information, including for the purposes of servicing you in relation to products and services offered to you;
e) resolve complaints and handle requests and inquiries;
f) maintain any account and mailing lists you have with us and generally involve you in our community;
g) conduct market research for statistical profiling and statistical analysis for the improvement of services provided to you; and
h) any other purpose related to the above.


3.4. We may also use and disclose your Personal Data either to respond to requests that you make or to aid us in serving you better, including the following:
a) protect you and other users from any conduct that violates our terms of use or prevent abuse or harassment of any user;
b) display your full name (if available) next to the digital assets you created and own;
c) verify your identity as the creator and owner of your digital assets, and display a secure-hashed format of this information;
d) facilitate the creation of and secure your account on our platform;
e) identify you as a “User” in our system;
f) provide improved administration of our platform, website, and services;
g) improve the quality of experience when you interact with our website and services;
h) send you a welcome e-mail to verify ownership of the e-mail address provided when your account was initially created;
i) assist you with customer service (when you contact our support team with questions or concerns about your account, we process your Personal Data);
j) promote our goods (we may contact you to provide you with information about our products and services);
k) other commercial uses if the intent is revealed to you before we collect the information, or if you agree, we can use your Personal Data for additional purposes.
l) to identify and prevent account fraud and to improve the security of the platform and services; and
m) ensure the protection and security of our platform (to keep your account and our platform safe, we may use your Personal Data, which includes information about your computer and your behavior on our platform).


3.5. We may also use and disclose your Personal Data to third parties throughout the world, or combined personal, demographic, behavioral, or indirect information, in the following ways:
a) Sponsored Content Product and Service Delivery. We share your information with third parties who help us in the delivery of the products and services on our platform.
b) Website Functionality. We share your information with companies and individuals we employ to perform technical functions on our behalf. Examples include third parties who host our website, analyze our data, provide marketing assistance, process credit card payments, and provide customer service.
c) Third-Party Products and Services. We share your information with third parties who will provide you with their opportunities, products, or services. This includes your Personal Data and non-Personal Data and includes your interests and preferences, so they may determine whether you might be interested in their products or services.
d) Anonymous information. We share aggregated anonymous information about you, combined with other persons using our website, with third parties so that they can understand the kinds of visitors that come to our website and how those visitors use our website. This includes demographic information and behavioral information.
e) Legal Process. We disclose your information if legally required to do so, or at our discretion, pursuant to a request from a governmental entity, or if we believe in good faith that such action is necessary to: 1. conform to legal requirements or comply with legal process; 2. protect our rights or property or our affiliated companies; 3. prevent a crime or protect national security; 4. protect the personal safety of users or the public.
f) Acquisition or Merger. We may disclose and transfer your information to a third party who acquires any or all of our business, whether such acquisition is by way of merger, consolidation, or purchase of all or a substantial portion of our assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver, or administrative receiver may sell, license, or otherwise dispose of such information in a transaction approved by the court.


3.6. Further, depending on your initial approval regarding the perusal of your Personal Data, it may also be used and disclosed to third parties set out below. Such disclosure may be subject to additional legal requirements under applicable law, depending on the nature of such transfer to third parties. Your Personal Data will, in each case, only be disclosed to the extent necessary and proportionate. The third parties are:
a) other entities within our corporate group;
b) our joint venture/ alliance partners;
c) our agents, contractors, third-party service providers, and specialist advisers who have been contracted to provide us with administrative, financial, research, operational, or other services in pursuance of the purposes set out in this Policy, such as telecommunications, information technology, payment, processing, training, market research, storage and archival;
d) any third-party business partners who offer goods and services or sponsor contests or other promotional programs, whether in conjunction with us or not, and where permitted by applicable laws;
e) insurers or insurance investigators and credit providers;
f) any governmental credit agency, or in the event of default or disputes, any debt collection agencies or dispute resolution centers;
g) our professional advisors, such as our consultants, auditors, and lawyers;
h) relevant government regulators or authority or law enforcement agency to comply with any laws or rules and regulations imposed by any governmental authority;
i) anyone to whom we transfer or may transfer our rights and obligations, including, for example, where we obtain the services of a third-party organization to handle any aspect of the processing of your Personal Data for the purposes notified to you in accordance with this Policy;
j) banks, credit card companies, and their respective service providers;
k) any payment gate-providing company or payment-related service company to facilitate the payment process; and
l) any other party as may be consented to by you, as specified by you, or as may be notified to you by us in subsequent notices. In the event that your Personal Data is shared with a third party that acts with a member of our corporate group as joint controllers under GDPR, we will, to the extent required by law, provide you with additional information on the responsibilities of each joint controller, any particular means by which you can enforce your rights and the primary contact person for such requests in relation to your rights.


3.7 We require that organizations outside of our corporate group which handles or obtain Personal Data as service providers to us acknowledge the confidentiality of this data, undertake to respect any individual's right to privacy and comply with the GDPR and any other applicable data protection laws. As a requirement under these laws, we may be required to have specific agreements in place with such third parties to regulate and safeguard your data protection rights. We also require that these organizations use this information only for our purposes and follow our directions with respect to this information.

4. Transfer of Personal Data

4.1 Your Personal Data may be stored in external servers located overseas. In addition, as described above, in carrying out our business, it may be necessary to share information about you with and between our related corporations, third-party service providers, and other third parties are described in sections 3.5 and 3.6, some of which may be located in countries outside your country of residence. Such countries may not afford a standard of protection similar to those in your country of residence. However, we will take reasonable steps to ensure that your Personal Data transmitted outside of your country of residence is adequately protected. In addition, we will ensure that such transfers comply with the requirements of the applicable data protection laws.


4.2 If we or our assets are acquired, or in the unlikely event that we go out of business or enter bankruptcy, we would include user information among our assets transferred to or acquired by a third party. You acknowledge that such transfers may occur and that any parties who acquire us may continue to use your personal data according to this policy.

5. Retention of Personal Data

5.1 We may retain your Personal Data for as long as it is necessary for the purposes it has been collected, and (i) in most cases, up to 7 years; or (ii) in respect of our activities in the EU, up to 10 years, unless otherwise required by applicable law or in order to defend legal claims. Where we no longer require your Personal Data for those purposes, we will cease to retain such Personal Data in accordance with our internal retention policy.

6. Your Rights

6.1 You have the following rights under applicable data protection laws (except where the exercise of these is restricted under applicable laws – for example, due to judicial proceedings or the carrying out of investigations), which can be exercised by contacting the relevant Data Protection Officer at the contact details provided in paragraph 11.1 below:
(a) you have the right to obtain from us confirmation as to whether or not your Personal Data is being processed and to request a copy of your information. Where legally required, we can provide your information in an easily accessible format and assist in transferring some of this information to third parties;
(b) you are entitled to rectification of your Personal Data. We endeavor to ensure that all Personal Data we have about you is accurate and up-to-date. We understand that this information changes frequently with changes of address and other personal circumstances. We encourage you to contact us as soon as possible to enable us to update any Personal Data we have about you. Incomplete or outdated Personal Data may result in our inability to provide you with the products and services you have requested;
(c) in certain circumstances, you have the right to request to have your Personal Data deleted or the processing of which restricted;
(d) if we process your information based on our legitimate interests explained above or in the public interest, you can object to this processing in certain circumstances. In such cases, we will cease processing your information unless we have compelling legitimate grounds to continue processing or where it is necessary for legal reasons. Where we use your data for direct marketing purposes, you can always object using the unsubscribe link in such communications or by contacting us at the details below;
(e) to prevent any processing of Personal Data that is causing or is likely to cause unwarranted and substantial damage or distress to you or another individual;
(f) to be informed about any use of your Personal Data to make automated decisions about you where such decisions produce legal effects or have similarly significant effects on you, and to obtain meaningful information about the logic involved, as well as the significance and the envisaged consequences of this processing; and
(g) to lodge a complaint about the way in which your Personal Data is being used to a supervisory authority.


6.2 Where we rely on your consent to use your Personal Data, you have the right to withdraw that consent at any time. If you withdraw your consent to any or all purposes and depending on the nature of your request, we may not be in a position to continue to provide our products or services to you.


6.3 Where mandated under the applicable data protection laws, your exercise of the rights described or referred to above shall be free of charge. In all other situations, we may charge a fee to cover the cost of verifying the request and locating, retrieving, and copying any material requested.


6.4 If you want to exercise any of your rights or if you wish to raise a complaint on how Fandom Group has handled your Personal Data, you may contact the relevant Data Protection Officer at the contact details provided in paragraph 11.1 below.

7. Management and Security

7.1 We have appointed Data Protection Officers to oversee our management of your Personal Data in accordance with this Policy and the applicable data protection law. We train our employees who handle your Personal Data to respect the confidentiality of your Personal Data, and we regard breaches of all applicable data protection laws very seriously.


7.2 We endeavor to safeguard and protect your Personal Data. When you submit Personal Data to us, it is protected both online and offline. We have security measures in place to protect against the loss, misuse, and alteration of Personal Data under our control. The servers in which we store your information are kept in a secure physical environment.


7.3 The servers have industry-standard firewalls. Access to such servers is password protected, and access by our employees is limited. Although we take commercially reasonable technological precautions to protect your Personal Data, no information transmission over the Internet can be guaranteed to be 100% secure; therefore, we cannot and do not warrant that your Personal Data will be absolutely secure. Any transmission of data at or through our website is at your own risk. However, we endeavor to ensure that access to your information is strictly limited and not accessible to the public.

8. Cookies and Analytics

8.1 We use “cookies” to collect information about you and your activity across our Website. A cookie is a small piece of data that our Website stores on your computer and accesses each time you visit so we can understand how you use our Website and serve you content based on preferences you have specified. If you do not wish to accept cookies from us, you should instruct your browser to refuse cookies from our Website, with the understanding that we may be unable to provide you with some of your desired services without them.


8.2 We may use Web Beacons. A “web beacon” (often referred to as a pixel tag or a clear gif) is a tiny graphic image placed on website pages and in emails, advertising, and other marketing communications that allows us or our vendors to determine whether you have performed specific actions. When you access a page, open email messages, or click on advertising, the web beacon generates a notice of that action to us or our vendor. We use that information to analyze our marketing efforts and our website effectiveness.


8.3 We may use Analytics. For example, we use Google Analytics on our website. In doing so, Google Analytics collects and analyses information about how people use our website, including information about browsing and buying activities. To perform some of these services, they may collect and use information from ours and third-party cookies.


8.4 We may utilize third-party advertising. We may use third-party advertising companies to serve ads to you based on the technology information we have collected. These ads may be our or other third party’s ads. As such, we also allow third-party companies to collect certain information when you visit our website and to use that information to serve or send you their ads for products and services. We may combine and associate the information we collect through these technologies with other information we have collected from and about you.


8.5 At this time, we do not respond to browser “do not track” signals.

9. Third-Party Sites

9.1 Our website may contain links to other websites operated by third parties, such as our business partners. We are not responsible for the privacy practices of websites operated by third parties that are linked to our website unless that is a mandatory requirement by applicable data protection laws and regulations. We encourage you to learn about the privacy policies of such third parties. Once you have left our website, you should check the applicable privacy policy of such third parties at their respective websites to determine how they will handle any information they collect from you.

10. Governing Law

10.1 This Policy and your use of this website shall be governed in all respects by the laws of Singapore. For the avoidance of doubt, the applicable data protection laws will apply to the processing of your Personal Data.

11. How to Contact Us

11.1 If you have any questions about this Policy or any queries relating to your Personal Data, or you would like to obtain access and/or make corrections to your Personal Data records, please contact the relevant Data Protection Officers: All countries
Attention: Group Data Protection Officer
Email: cs@fandom.co

12. Review of this Policy

12.1 This Policy will be reviewed from time to time by us. We may also, from time to time, update this Policy to take account of new laws and technology, changes to our operations and practices, and the changing business environment. If you are unsure whether you are reading the most current version, please contact us. 12.2 In the event of any inconsistencies between the English version and other translations of this Policy, the English version shall prevail.

Posted as of [2024. 02. 01]

GlowHorizon